Shopify’s updated chargeback rate calculation is more than a reporting change, it’s a shift toward proactive risk measurement. This article explores how accurate risk metrics, powered by the right data products, can uncover hidden insights, protect P&L, and enable sustainable e-commerce growth. Continue reading How Shopify’s Chargeback Changes Enhance Merchant Profitability
Agentic commerce is redefining how payments are initiated, authorized, and executed. As AI-powered agents begin transacting autonomously on behalf of consumers and businesses, trust becomes the critical design constraint. This piece explores how payments, identity, and intent-based controls will form the guardrails that allow agentic commerce to scale securely without compromising accountability. Continue reading Securing Agentic Commerce: The Next Trust Layer in Payments
For years, fintech has obsessed over speed: faster checkouts, real-time settlements, instant refunds. But speed is no longer the bottleneck Intelligence is. That’s why Visa’s CEO putting Agentic AI at the center of payments is not a casual statement, it’s a strategic signal. Payments are about to move from passive infrastructure to autonomous, decision-making systems. And this shift will redefine how money moves globally. What … Continue reading “Agentic AI” Will Redefine Digital Payments And Visa Knows It
Understanding PCI DSS vulnerability management doesn’t have to be complicated. This blog explains in plain English how businesses can identify, rank, and fix system vulnerabilities to stay secure and compliant even without deep technical knowledge. Continue reading What Businesses Should Know About PCI DSS Vulnerability Risk Ranking (in Simple Words)
In today’s data-driven world, understanding data analytics is crucial for businesses and individuals alike. This guide delves into the fundamentals of data analytics, its types, processes, tools, and its significance in various industries. Introduction to Data Analytics Data analytics refers to the systematic computational analysis of data or statistics. It involves inspecting, cleansing, transforming, and modeling data to discover useful information, draw conclusions, and support … Continue reading What is Data Analytics? A Comprehensive Guide for Beginners
By Bidya Bhushan Bibhu | March 2025 I recently attended the Gartner Risk and Security Summit 2025, and the experience was eye-opening. Gartner experts and industry leaders gathered to discuss the future of security, risk management, and compliance, highlighting critical changes and trends impacting businesses globally. If you’re someone who thinks risk management is only for technical teams, think again. The conference clearly showed how … Continue reading Insights from Gartner Risk & Security Summit 2025: What You Need to Know
Overview Data privacy is becoming an increasingly critical aspect of analytics and machine learning. Organizations face challenges balancing data utility and privacy, especially with strict regulatory requirements such as GDPR and CCPA. In response, companies like Google have pioneered advanced privacy-preserving techniques, such as federated learning and differential privacy, which enable robust data insights while maintaining privacy. Let’s explore these methods and how they redefine … Continue reading Privacy-Preserving Data Analytics: The Future of Secure AI, Compliance, and Innovation
Overview In the ever-evolving landscape of database technology, choosing between Apache Cassandra and MongoDB remains one of the most critical decisions for architects and developers. This comprehensive guide will walk you through everything from high-level concepts to hands-on technical implementations, helping you make an informed decision for your next project. 1. Understanding the Fundamentals Cassandra at a Glance Apache Cassandra operates on a masterless architecture, … Continue reading Cassandra vs MongoDB, Which Application DB to Choose?
Understanding the Difference Between Risk and Issue In any organization, particularly in complex industries like payments, understanding the distinction between risk and issue is crucial for effective project management and risk mitigation. As a risk professional, I’ve seen how often these terms are used interchangeably, but they hold fundamentally different meanings. Recognizing these differences can help businesses, including payment gateway to navigate challenges and optimize … Continue reading Key Differences Between Risk and Issue
Empowering Teams While Ensuring Security Data is the lifeblood of innovation, but its true power is unlocked when it is accessible to those who need it most. – Bidya Bhushan Bibhu Introduction Facebook’s approach to democratizing data access emphasizes enabling teams to make data-driven decisions without compromising sensitive information or regulatory compliance. This post explores the platform’s initiatives, focusing on how tools like FBLearner Flow … Continue reading How Facebook Democratizes Data Access?
Product Data & Everything 